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collateralize is a valid word in Scrabble and Words With Friends. It has 13 letters and scores 24 points before any board bonuses (C 3 + O 1 + L 1 + L 1 + A 1 + T 1 + E 1 + R 1 + A 1 + L 1 + I 1 + Z 10 + E 1).